MCC коды платежей по банковским картам (Merchant Category Code)

MCC ( Merchant Category Code )- это код из четырех цифр, который присваивает платежная система (Visa или MasterCard) операциям по банковским картам. Иными словами, каждой торговой точке должен быть присвоен этот код, чтобы банк знал какой тип операции совершил клиент (т.е. купил спорттовары или продукты).

Эти МСС коды видит только банк, клиент, как правило, их может узнать позвонив в поддержку банка или в интернет-банке некоторых банков (например в банке Авангард).

MCC коды по большому счету клиенту не нужны за исключением тех случаев, когда по определенным типам операций банк начисляет по карте cash-back или какой-либо бонус. Например, банк Тинькофф каждый месяц устанавливает для своих клиентов тип операций по дебетовым картам, по которым будет начисляться cash-back в размере 5%. Если объявляется, что cash-back будет начислен за бензоколонки и супермаркеты, это значит что при оплате в точках с таким МСС кодом вам будет возвращено 5% от суммы платежа.

МСС коды некоторых мелких точек могут меняться время от времени, это прерогатива платежной системы (MasterCard или Visa).

Подробнее о МСС кодах читайте по ссылке. Там же можно скачать файлы со списками магазинов и описание МСС кодов.

MCC коды (Merchant Category Code)

0742 Veterinary Services
0763 Agricultural Cooperative
0780 Landscaping Services
1520 General Contractors
1711 Heating, Plumbing, A/C
1731 Electrical Contractors
1740 Masonry, Stonework, and Plaster
1750 Carpentry Contractors
1761 Roofing/Siding, Sheet Metal
1771 Concrete Work Contractors
1799 Special Trade Contractors
2741 Miscellaneous Publishing and Printing
2791 Typesetting, Plate Making, and Related Services
2842 Specialty Cleaning
3000-3299 Airlines
3351-3441 Car Rental
3501-3790 Hotels/Motels/Inns/Resorts
4011 Railroads No1.6041-3©
4111 Commuter Transport, Ferries
4112 Passenger Railways
4119 Ambulance Services
4121 Taxicabs/Limousines
4131 Bus Lines
4214 Motor Freight Carriers and Trucking – Local and Long Distance, Moving and Storage Companies, and Local Delivery Services No1.6041-3©
4215 Courier Services
4225 Public Warehousing and Storage – Farm Products, Refrigerated Goods, Household Goods, and Storage No1.6041-3©
4411 Cruise Lines
4457 Boat Rentals and Leases
4468 Marinas, Service and Supplies
4511 Airlines, Air Carriers
4582 Airports, Flying Fields
4722 Travel Agencies, Tour Operators
4723 TUI Travel – Germany
4784 Tolls/Bridge Fees No1.6041-3©
4789 Transportation Services (Not Elsewhere Classified)
4812 Telecommunication Equipment and Telephone Sales No1.6041-3©
4814 Telecommunication Services No1.6041-3©
4816 Computer Network Services No1.6041-3©
4821 Telegraph Services No1.6041-3©
4829 Wires, Money Orders No1.6041-3
(покупка валюты, дорожных чеков, переводы с карты на другую карту или счет, не в финансовых учреждениях – через интернет, банкомат, «квази-кэш», такие операции часто не попадают в льготный период и тарифицируются банком как снятие наличных)
4899 Cable, Satellite, and Other Pay Television and Radio No1.6041-3©
4900 Utilities No1.6041-3©
5013 Motor Vehicle Supplies and New Parts No1.6041-3©
5021 Office and Commercial Furniture No1.6041-3©
5039 Construction Materials (Not Elsewhere Classified) No1.6041-3©
5044 Photographic, Photocopy, Microfilm Equipment, and Supplies No1.6041-3©
5045 Computers, Peripherals, and Software No1.6041-3©
5046 Commercial Equipment (Not Elsewhere Classified) No1.6041-3©
5047 Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies No1.6041-3©
5051 Metal Service Centers No1.6041-3©
5065 Electrical Parts and Equipment No1.6041-3©
5072 Hardware, Equipment, and Supplies No1.6041-3©
5074 Plumbing, Heating Equipment, and Supplies No1.6041-3©
5085 Industrial Supplies (Not Elsewhere Classified) No1.6041-3©
5094 Precious Stones and Metals, Watches and Jewelry No1.6041-3©
5099 Durable Goods (Not Elsewhere Classified) No1.6041-3©
5111 Stationary, Office Supplies, Printing and Writing Paper No1.6041-3©
5122 Drugs, Drug Proprietaries, and Druggist Sundries No1.6041-3©
5131 Piece Goods, Notions, and Other Dry Goods No1.6041-3©
5137 Uniforms, Commercial Clothing No1.6041-3©
5139 Commercial Footwear No1.6041-3©
5169 Chemicals and Allied Products (Not Elsewhere Classified) No1.6041-3©
5172 Petroleum and Petroleum Products No1.6041-3©
5192 Books, Periodicals, and Newspapers No1.6041-3©
5193 Florists Supplies, Nursery Stock, and Flowers No1.6041-3©
5198 Paints, Varnishes, and Supplies No1.6041-3©
5199 Nondurable Goods (Not Elsewhere Classified) No1.6041-3©
5200 Home Supply Warehouse Stores No1.6041-3©
5211 Lumber, Building Materials Stores No1.6041-3©
5231 Glass, Paint, and Wallpaper Stores No1.6041-3©
5251 Hardware Stores No1.6041-3©
5261 Nurseries, Lawn and Garden Supply Stores No1.6041-3©
5271 Mobile Home Dealers No1.6041-3©
5300 Wholesale Clubs No1.6041-3©
5309 Duty Free Stores No1.6041-3©
5310 Discount Stores No1.6041-3©
5311 Department Stores No1.6041-3©
5331 Variety Stores No1.6041-3©
5399 Miscellaneous General Merchandise No1.6041-3©
5411 Grocery Stores, Supermarkets No1.6041-3©
5422 Freezer and Locker Meat Provisioners No1.6041-3©
5441 Candy, Nut, and Confectionery Stores No1.6041-3©
5451 Dairy Products Stores No1.6041-3©
5462 Bakeries No1.6041-3©
5499 Miscellaneous Food Stores – Convenience Stores and Specialty Markets No1.6041-3©
5511 Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and Leasing No1.6041-3©
5521 Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and Leasing No1.6041-3©
5531 Auto and Home Supply Stores No1.6041-3©
5532 Automotive Tire Stores No1.6041-3©
5533 Automotive Parts and Accessories Stores No1.6041-3©
5541 Service Stations No1.6041-3©
5542 Automated Fuel Dispensers No1.6041-3©
5551 Boat Dealers No1.6041-3©
5561 Motorcycle Shops, Dealers No1.6041-3©
5571 Motorcycle Shops and Dealers No1.6041-3©
5592 Motor Homes Dealers No1.6041-3©
5598 Snowmobile Dealers No1.6041-3©
5599 Miscellaneous Auto Dealers No1.6041-3©
5611 Men’s and Boy’s Clothing and Accessories Stores No1.6041-3©
5621 Women’s Ready-To-Wear Stores No1.6041-3©
5631 Women’s Accessory and Specialty Shops No1.6041-3©
5641 Children’s and Infant’s Wear Stores No1.6041-3©
5651 Family Clothing Stores No1.6041-3©
5655 Sports and Riding Apparel Stores No1.6041-3©
5661 Shoe Stores No1.6041-3©
5681 Furriers and Fur Shops No1.6041-3©
5691 Men’s, Women’s Clothing Stores No1.6041-3©
5697 Tailors, Alterations
5698 Wig and Toupee Stores No1.6041-3©
5699 Miscellaneous Apparel and Accessory Shops No1.6041-3©
5712 Furniture, Home Furnishings, and Equipment Stores, Except Appliances No1.6041-3©
5713 Floor Covering Stores No1.6041-3©
5714 Drapery, Window Covering, and Upholstery Stores No1.6041-3©
5718 Fireplace, Fireplace Screens, and Accessories Stores No1.6041-3©
5719 Miscellaneous Home Furnishing Specialty Stores No1.6041-3©
5722 Household Appliance Stores No1.6041-3©
5732 Electronics Stores No1.6041-3©
5733 Music Stores-Musical Instruments, Pianos, and Sheet Music No1.6041-3©
5734 Computer Software Stores No1.6041-3©
5735 Record Stores No1.6041-3©
5811 Caterers
5812 Eating Places, Restaurants No1.6041-3©
5813 Drinking Places No1.6041-3©
5814 Fast Food Restaurants No1.6041-3©
5912 Drug Stores and Pharmacies No1.6041-3©
5921 Package Stores-Beer, Wine, and Liquor No1.6041-3©
5931 Used Merchandise and Secondhand Stores No1.6041-3©
5932 Antique Shops No1.6041-3©
5933 Pawn Shops No1.6041-3©
5935 Wrecking and Salvage Yards
5937 Antique Reproductions No1.6041-3©
5940 Bicycle Shops No1.6041-3©
5941 Sporting Goods Stores No1.6041-3©
5942 Book Stores No1.6041-3©
5943 Stationery Stores, Office, and School Supply Stores No1.6041-3©
5944 Jewelry Stores, Watches, Clocks, and Silverware Stores No1.6041-3©
5945 Hobby, Toy, and Game Shops No1.6041-3©
5946 Camera and Photographic Supply Stores No1.6041-3©
5947 Gift, Card, Novelty, and Souvenir Shops No1.6041-3©
5948 Luggage and Leather Goods Stores No1.6041-3©
5949 Sewing, Needlework, Fabric, and Piece Goods Stores No1.6041-3©
5950 Glassware, Crystal Stores No1.6041-3©
5960 Direct Marketing – Insurance Services
5962 Direct Marketing – Travel
5963 Door-To-Door Sales No1.6041-3©
5964 Direct Marketing – Catalog Merchant No1.6041-3©
5965 Direct Marketing – Combination Catalog and Retail Merchant No1.6041-3©
5966 Direct Marketing – Outbound Tele No1.6041-3©
5967 Direct Marketing – Inbound Tele No1.6041-3©
5968 Direct Marketing – Subscription No1.6041-3©
5969 Direct Marketing – Other No1.6041-3©
5970 Artist’s Supply and Craft Shops No1.6041-3©
5971 Art Dealers and Galleries No1.6041-3©
5972 Stamp and Coin Stores No1.6041-3©
5973 Religious Goods Stores No1.6041-3©
5975 Hearing Aids Sales and Supplies No1.6041-3©
5976 Orthopedic Goods – Prosthetic Devices No1.6041-3©
5977 Cosmetic Stores No1.6041-3©
5978 Typewriter Stores No1.6041-3©
5983 Fuel Dealers (Non Automotive) No1.6041-3©
5992 Florists No1.6041-3©
5993 Cigar Stores and Stands No1.6041-3©
5994 News Dealers and Newsstands No1.6041-3©
5995 Pet Shops, Pet Food, and Supplies No1.6041-3©
5996 Swimming Pools Sales No1.6041-3©
5997 Electric Razor Stores No1.6041-3©
5998 Tent and Awning Shops No1.6041-3©
5999 Miscellaneous Specialty Retail No1.6041-3©
6010 Manual Cash Disburse No1.6041-3©
6011 Automated Cash Disburse No1.6041-3©
6012 Financial Institutions
6051 Non-FI, Money Orders No1.6041-3 (покупка дорожных чеков, иностранной валюты, денежные переводы не в финансовых учреждениях, «лицом к лицу»)
6211 Security Brokers/Dealers
6300 Insurance Underwriting, Premiums No1.6041-3©
6399 Insurance – Default No1.6041-3©
6513 Real Estate Agents and Managers – Rentals
7011 Hotels, Motels, and Resorts
7012 Timeshares
7032 Sporting/Recreation Camps
7033 Trailer Parks, Campgrounds
7210 Laundry, Cleaning Services
7211 Laundries
7216 Dry Cleaners
7217 Carpet/Upholstery Cleaning
7221 Photographic Studios
7230 Barber and Beauty Shops
7251 Shoe Repair/Hat Cleaning
7261 Funeral Services, Crematories
7273 Dating/Escort Services
7276 Tax Preparation Services
7277 Counseling Services
7278 Buying/Shopping Services
7296 Clothing Rental
7297 Massage Parlors
7298 Health and Beauty Spas
7299 Miscellaneous General Services
7311 Advertising Services
7321 Credit Reporting Agencies
7333 Commercial Photography, Art and Graphics
7338 Quick Copy, Repro, and Blueprint
7339 Secretarial Support Services
7342 Exterminating Services
7349 Cleaning and Maintenance
7361 Employment/Temp Agencies
7372 Computer Programming
7375 Information Retrieval Services
7379 Computer Repair
7392 Consulting, Public Relations
7393 Detective Agencies
7394 Equipment Rental
7395 Photo Developing
7399 Miscellaneous Business Services
7511 Truck Stop
7512 Car Rental Agencies
7513 Truck/Utility Trailer Rentals
7519 Recreational Vehicle Rentals
7523 Parking Lots, Garages
7531 Auto Body Repair Shops
7534 Tire Retreading and Repair
7535 Auto Paint Shops
7538 Auto Service Shops
7542 Car Washes
7549 Towing Services
7622 Electronics Repair Shops
7623 A/C, Refrigeration Repair
7629 Small Appliance Repair
7631 Watch/Jewelry Repair
7641 Furniture Repair, Refinishing
7692 Welding Repair
7699 Miscellaneous Repair Shops
7829 Picture/Video Production
7832 Motion Picture Theaters
7841 Video Tape Rental Stores
7911 Dance Hall, Studios, Schools
7922 Theatrical Ticket Agencies
7929 Bands, Orchestras
7932 Billiard/Pool Establishments
7933 Bowling Alleys
7941 Sports Clubs/Fields
7991 Tourist Attractions and Exhibits
7992 Golf Courses – Public
7993 Video Amusement Game Supplies No1.6041-3©
7994 Video Game Arcades
7995 Betting/Casino Gambling (казино (в том, числе интернет))
7996 Amusement Parks/Carnivals
7997 Country Clubs
7998 Aquariums
7999 Miscellaneous Recreation Services
8011 Doctors
8021 Dentists, Orthodontists
8031 Osteopaths
8041 Chiropractors
8042 Optometrists, Ophthalmologist
8043 Opticians, Eyeglasses
8049 Chiropodists, Podiatrists
8050 Nursing/Personal Care
8062 Hospitals
8071 Medical and Dental Labs
8099 Medical Services
8111 Legal Services, Attorneys
8211 Elementary, Secondary Schools No1.6041-3(p)(2)
8220 Colleges, Universities No1.6041-3(p)(2)
8241 Correspondence Schools No1.6041-3(p)(2)
8244 Business/Secretarial Schools No1.6041-3(p)(2)
8249 Vocational/Trade Schools No1.6041-3(p)(2)
8299 Educational Services
8351 Child Care Services
8398 Charitable and Social Service Organizations – Fundraising No1.6041-3(p)(2)
8641 Civic, Social, Fraternal Associations No1.6041-3(p)(2)
8651 Political Organizations
8661 Religious Organizations No1.6041-3(p)(2)
8675 Automobile Associations
8699 Membership Organizations
8734 Testing Laboratories
8911 Architectural/Surveying Services
8931 Accounting/Bookkeeping Services
8999 Professional Services
9211 Court Costs, Including Alimony and Child Support – Courts of Law No1.6041-3(p)(4)
9222 Fines – Government Administrative Entities No1.6041-3(p)(4)
9223 Bail and Bond Payments (payment to the surety for the bond, not the actual bond paid to the government agency)
9311 Tax Payments – Government Agencies No1.6041-3(p)(4)
9399 Government Services (Not Elsewhere Classified) No1.6041-3(p)(4)
9402 Postal Services – Government Only No1.6041-3(p)(3)
9405 U.S. Federal Government Agencies or Departments No1.6041-3(p)(3)
9950 Intra-Company Purchases No1.6041-3



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